XLK vs SPY Overlap

Comparing Technology Select Sector SPDR Fund and SPDR S&P 500 ETF Trust

Holdings Overlap
34.51%
Low Overlap
Shared Holdings
66 of 70
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

XLK
SPY
34.5%
XLK Only
Overlap
SPY Only

Price Performance

Historical price comparison over 3M

XLK Return
+12.16%
SPY Return
+8.52%
Winner
XLK
+3.64%
Max Drawdown
XLK: -10.5%
SPY: -5.1%
XLK Volatility (annualized)19.66%
SPY Volatility (annualized)11.46%

๐Ÿ“ˆ Comparison

Metric
XLK
SPY
1 Year Return
+35.2%โœ“
+26.5%
3 Year Return
+15.8%โœ“
+10.2%
5 Year Return
+25.5%โœ“
+15.8%
Volatility
24.20%
18.20%โœ“
Expense Ratio
0.10%
0.09%
โš ๏ธ Past performance does not guarantee future results. Data may be delayed.

โš ๏ธRisk Metrics

Metric
XLK
SPY
Volatility
24.20%
18.20%โœ“
Sharpe Ratio
1.05โœ“
0.82
Sortino Ratio
1.42โœ“
1.15
Max Drawdown
-38.50%
-33.90%โœ“
Beta
1.22
1.00

Interpretation:

  • ๐Ÿ“Š Lower volatility = smoother ride
  • โšก Higher Sharpe/Sortino = better risk-adjusted returns
  • โš ๏ธ Smaller max drawdown = less worst-case pain
  • ๐Ÿ“ˆ Beta > 1 = more volatile than S&P 500

โš”๏ธ Comparison

7 - 11

๐Ÿ† SPY wins this comparison

Key Factors

๐Ÿ’ฐ Expense Ratio
XLK:0.10%โœ“
vs
SPY:0.09%โœ“
๐ŸŽฏ Number of Holdings
XLK:65 holdingsโœ“
vs
SPY:503 holdingsโœ“
๐Ÿ“ˆ 5-Year Return
XLK:+25.5%โœ“
vs
SPY:+15.8%โœ“
โ–ถAdditional Metrics (5)
โš–๏ธ Concentration Risk
XLK: 62.3% in top 10
SPY: 39.1% in top 10โœ“
๐Ÿ“Š Assets Under Management
XLK: $55B โœ“
SPY: $450B โœ“
โšก Sharpe Ratio
XLK: 1.05โœ“
SPY: 0.82
๐Ÿ“‰ Volatility
XLK: 24.2%
SPY: 18.2%โœ“
๐Ÿ” Uniqueness vs SPY
XLK: 65.5% uniqueโœ“
SPY: -0.0% unique

Bottom line: SPY wins with better expense ratio and number of holdings. Consider SPY for your portfolio, but XLK is still a solid choice if you prefer its specific advantages.

Detailed Overlap Analysis

66 shared holdings representing 34.5% portfolio overlap

Top Shared Holdings

#StockXLK WeightSPY WeightOverlap
1
NVDA
NVDA
14.84%7.73%7.73%
2
AAPL
AAPL
13.10%6.82%6.82%
3
MSFT
MSFT
11.75%6.11%6.11%
4
AVGO
AVGO
5.36%2.79%2.79%
5
PLTR
PLTR
3.75%0.75%0.75%
6
AMD
AMD
2.96%0.59%0.59%
7
ORCL
ORCL
2.81%0.56%0.56%
8
MU
MU
2.72%0.54%0.54%
9
CSCO
CSCO
2.60%0.52%0.52%
10
IBM
IBM
2.41%0.48%0.48%

Overlap by Sector

Technology
21 stocks ยท 29.04% overlap
Other
45 stocks ยท 5.40% overlap

Showing top 5 sectors by overlap contribution

66
Shared Stocks
34.5%
Total Overlap
2
Sectors Represented

Top Holdings Only in XLK

Unique to XLK

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
STXSTX0.53%
WDCWDC0.52%
TERTER0.26%
CDWCDW0.15%

Top Holdings Only in SPY

Unique to SPY

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
AMZNAMZN3.81%
GOOGLGOOGL3.08%
GOOGGOOG2.47%
METAMETA2.45%
TSLATSLA2.30%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = ฮฃ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

๐Ÿ“Š This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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