SCHD vs VYM: Complete Comparison

Schwab U.S. Dividend Equity ETF vs Vanguard High Dividend Yield ETF โ€” overlap, correlation, performance & risk analysis

Holdings Overlap
16.37%
Very Low Overlap
Shared Holdings
2 of 10
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

SCHD
VYM
16.4%
SCHD Only
Overlap
VYM Only

๐Ÿ“ˆ Comparison

Metric
SCHD
VYM
1 Year Return
+18.5%
+18.8%
3 Year Return
+9.2%โœ“
+8.2%
5 Year Return
+13.8%โœ“
+11.5%
Volatility
17.20%
16.80%โœ“
Expense Ratio
0.06%
0.06%
โš ๏ธ Past performance does not guarantee future results. Data may be delayed.

โš ๏ธRisk Metrics

Metric
SCHD
VYM
Volatility
17.20%
16.80%โœ“
Sharpe Ratio
0.75โœ“
0.65
Sortino Ratio
1.05โœ“
0.88
Max Drawdown
-32.50%โœ“
-34.50%
Beta
0.82
0.85

Interpretation:

  • ๐Ÿ“Š Lower volatility = smoother ride
  • โšก Higher Sharpe/Sortino = better risk-adjusted returns
  • โš ๏ธ Smaller max drawdown = less worst-case pain
  • ๐Ÿ“ˆ Beta > 1 = more volatile than S&P 500

โš”๏ธ Comparison

6 - 5

๐Ÿ† SCHD wins this comparison

Key Factors

๐Ÿ’ฐ Expense Ratio
SCHD:0.06%
vs
VYM:0.06%
๐ŸŽฏ Number of Holdings
SCHD:103 holdingsโœ“
vs
VYM:475 holdingsโœ“
๐Ÿ“ˆ 5-Year Return
SCHD:+13.8%โœ“
vs
VYM:+11.5%โœ“
โ–ถAdditional Metrics (5)
โš–๏ธ Concentration Risk
SCHD: 36.3% in top 10
VYM: 27.7% in top 10โœ“
๐Ÿ“Š Assets Under Management
SCHD: $60B โœ“
VYM: $55B โœ“
โšก Sharpe Ratio
SCHD: 0.75
VYM: 0.65
๐Ÿ“‰ Volatility
SCHD: 17.2%
VYM: 16.8%
๐Ÿ” Uniqueness vs SPY
SCHD: 96.6% uniqueโœ“
VYM: 90.2% unique

Bottom line: SCHD wins with better 5-year return. Both have the same expense ratio, so cost isn't a differentiator. Consider SCHD for your portfolio, but VYM is still a solid choice if you prefer its specific advantages.

Detailed Overlap Analysis

2 shared holdings representing 16.4% portfolio overlap

Top Shared Holdings

#StockSCHD WeightVYM WeightOverlap
1
ABBV
AbbVie Inc
3.45%2.38%2.38%
2
MRK
Merck & Co
3.85%2.15%2.15%

Overlap by Sector

Healthcare
2 stocks ยท 4.53% overlap

Showing top 5 sectors by overlap contribution

2
Shared Stocks
16.4%
Total Overlap
1
Sectors Represented

Top Holdings Only in SCHD

Unique to SCHD

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
PEPPepsiCo Inc4.45%
KOCoca-Cola Co4.25%
CSCOCisco Systems4.05%
PFEPfizer Inc3.65%
VZVerizon Communications3.35%

Top Holdings Only in VYM

Unique to VYM

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
AVGOBroadcom Inc4.52%
JPMJPMorgan Chase & Co3.82%
XOMExxon Mobil Corp3.24%
PGProcter & Gamble Co2.65%
HDHome Depot Inc2.58%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = ฮฃ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

๐Ÿ“Š This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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