SCHD vs QQQ: Complete Comparison

Schwab U.S. Dividend Equity ETF vs Invesco QQQ Trust โ€” overlap, correlation, performance & risk analysis

Holdings Overlap
3.62%
Very Low Overlap
Shared Holdings
3 of 10
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

SCHD
QQQ
3.6%
SCHD Only
Overlap
QQQ Only

Price Performance

Historical price comparison over 3M

SCHD Return
+2.79%
QQQ Return
+9.87%
Winner
QQQ
+7.08%
Max Drawdown
SCHD: -4.5%
QQQ: -7.9%
SCHD Volatility (annualized)10.50%
QQQ Volatility (annualized)15.94%

๐Ÿ“ˆ Comparison

Metric
SCHD
QQQ
1 Year Return
+18.5%
+28.2%โœ“
3 Year Return
+9.2%
+12.5%โœ“
5 Year Return
+13.8%
+20.1%โœ“
Volatility
17.20%โœ“
22.50%
Expense Ratio
0.06%โœ“
0.20%
โš ๏ธ Past performance does not guarantee future results. Data may be delayed.

โš ๏ธRisk Metrics

Metric
SCHD
QQQ
Volatility
17.20%โœ“
22.50%
Sharpe Ratio
0.75
0.88โœ“
Sortino Ratio
1.05
1.22โœ“
Max Drawdown
-32.50%โœ“
-35.20%
Beta
0.82
1.18

Interpretation:

  • ๐Ÿ“Š Lower volatility = smoother ride
  • โšก Higher Sharpe/Sortino = better risk-adjusted returns
  • โš ๏ธ Smaller max drawdown = less worst-case pain
  • ๐Ÿ“ˆ Beta > 1 = more volatile than S&P 500

โš”๏ธ Comparison

12 - 4

๐Ÿ† SCHD wins this comparison

Key Factors

๐Ÿ’ฐ Expense Ratio
SCHD:0.06%โœ“
vs
QQQ:0.20%โœ“
๐ŸŽฏ Number of Holdings
SCHD:103 holdingsโœ“
vs
QQQ:101 holdingsโœ“
๐Ÿ“ˆ 5-Year Return
SCHD:+13.8%โœ“
vs
QQQ:+20.1%โœ“
โ–ถAdditional Metrics (5)
โš–๏ธ Concentration Risk
SCHD: 36.3% in top 10โœ“
QQQ: 49.6% in top 10
๐Ÿ“Š Assets Under Management
SCHD: $60B โœ“
QQQ: $220B โœ“
โšก Sharpe Ratio
SCHD: 0.75
QQQ: 0.88
๐Ÿ“‰ Volatility
SCHD: 17.2%โœ“
QQQ: 22.5%
๐Ÿ” Uniqueness vs SPY
SCHD: 96.6% uniqueโœ“
QQQ: 48.3% unique

Bottom line: SCHD wins with better expense ratio and number of holdings. Consider SCHD for your portfolio, but QQQ is still a solid choice if you prefer its specific advantages.

Detailed Overlap Analysis

3 shared holdings representing 3.6% portfolio overlap

Top Shared Holdings

#StockSCHD WeightQQQ WeightOverlap
1
CSCO
Cisco Systems
4.05%1.67%1.67%
2
PEP
PepsiCo Inc
4.45%1.06%1.06%
3
TXN
Texas Instruments
3.05%0.87%0.87%

Overlap by Sector

Technology
2 stocks ยท 2.54% overlap
Consumer Staples
1 stocks ยท 1.06% overlap

Showing top 5 sectors by overlap contribution

3
Shared Stocks
3.6%
Total Overlap
2
Sectors Represented

Top Holdings Only in SCHD

Unique to SCHD

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
KOCoca-Cola Co4.25%
MRKMerck & Co3.85%
PFEPfizer Inc3.65%
ABBVAbbVie Inc3.45%
VZVerizon Communications3.35%

Top Holdings Only in QQQ

Unique to QQQ

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
NVDANVDA8.99%
AAPLAAPL7.94%
MSFTMSFT7.12%
AMZNAMZN4.87%
TSLATSLA4.21%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = ฮฃ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

๐Ÿ“Š This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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