ITOT vs XLK Overlap

Comparing iShares Core S&P Total U.S. Stock Market ETF and Technology Select Sector SPDR Fund

Holdings Overlap
31.97%
Low Overlap
Shared Holdings
65 of 70
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

ITOT
XLK
32.0%
ITOT Only
Overlap
XLK Only

Price Performance

Historical price comparison over 3M

ITOT Return
+8.50%
XLK Return
+12.16%
Winner
XLK
+3.66%
Max Drawdown
ITOT: -5.4%
XLK: -10.5%
ITOT Volatility (annualized)11.87%
XLK Volatility (annualized)19.66%

๐Ÿ“ˆ Comparison

Metric
ITOT
XLK
1 Year Return
+25.8%
+35.2%โœ“
3 Year Return
+9.8%
+15.8%โœ“
5 Year Return
+15.2%
+25.5%โœ“
Volatility
18.80%โœ“
24.20%
Expense Ratio
0.03%โœ“
0.10%
โš ๏ธ Past performance does not guarantee future results. Data may be delayed.

โš ๏ธRisk Metrics

Metric
ITOT
XLK
Volatility
18.80%โœ“
24.20%
Sharpe Ratio
0.78
1.05โœ“
Sortino Ratio
1.05
1.42โœ“
Max Drawdown
-34.20%โœ“
-38.50%
Beta
1.01
1.22

Interpretation:

  • ๐Ÿ“Š Lower volatility = smoother ride
  • โšก Higher Sharpe/Sortino = better risk-adjusted returns
  • โš ๏ธ Smaller max drawdown = less worst-case pain
  • ๐Ÿ“ˆ Beta > 1 = more volatile than S&P 500

โš”๏ธ Comparison

10 - 8

๐Ÿ† ITOT wins this comparison

Key Factors

๐Ÿ’ฐ Expense Ratio
ITOT:0.03%โœ“
vs
XLK:0.10%โœ“
๐ŸŽฏ Number of Holdings
ITOT:3,500 holdingsโœ“
vs
XLK:65 holdingsโœ“
๐Ÿ“ˆ 5-Year Return
ITOT:+15.2%โœ“
vs
XLK:+25.5%โœ“
โ–ถAdditional Metrics (5)
โš–๏ธ Concentration Risk
ITOT: 35.2% in top 10โœ“
XLK: 62.3% in top 10
๐Ÿ“Š Assets Under Management
ITOT: $55B โœ“
XLK: $55B โœ“
โšก Sharpe Ratio
ITOT: 0.78
XLK: 1.05โœ“
๐Ÿ“‰ Volatility
ITOT: 18.8%โœ“
XLK: 24.2%
๐Ÿ” Uniqueness vs SPY
ITOT: 12.8% unique
XLK: 65.5% uniqueโœ“

Bottom line: ITOT wins with better expense ratio and number of holdings. Consider ITOT for your portfolio, but XLK is still a solid choice if you prefer its specific advantages.

Detailed Overlap Analysis

65 shared holdings representing 32.0% portfolio overlap

Top Shared Holdings

#StockITOT WeightXLK WeightOverlap
1
NVDA
NVDA
7.33%14.84%7.33%
2
AAPL
AAPL
6.04%13.10%6.04%
3
MSFT
MSFT
5.68%11.75%5.68%
4
AVGO
AVGO
2.54%5.36%2.54%
5
PLTR
PLTR
0.66%3.75%0.66%
6
AMD
AMD
0.60%2.96%0.60%
7
ORCL
ORCL
0.60%2.81%0.60%
8
CSCO
CSCO
0.43%2.60%0.43%
9
MU
MU
0.43%2.72%0.43%
10
IBM
IBM
0.43%2.41%0.43%

Overlap by Sector

Technology
20 stocks ยท 26.35% overlap
Other
45 stocks ยท 5.02% overlap

Showing top 5 sectors by overlap contribution

65
Shared Stocks
32.0%
Total Overlap
2
Sectors Represented

Top Holdings Only in ITOT

Unique to ITOT

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
AMZNAMZN3.64%
GOOGLGOOGL2.55%
METAMETA2.07%
GOOGGOOG2.05%
TSLATSLA1.89%

Top Holdings Only in XLK

Unique to XLK

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
WDCWDC0.52%
MCHPMCHP0.30%
FFIVFFIV0.13%
GENGEN0.13%
EPAMEPAM0.10%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = ฮฃ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

๐Ÿ“Š This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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