ITOT vs SPY Overlap

Comparing iShares Core S&P Total U.S. Stock Market ETF and SPDR S&P 500 ETF Trust

Holdings Overlap
87.23%
Very High Overlap
Shared Holdings
445 of 477
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

ITOT
SPY
87.2%
ITOT Only
Overlap
SPY Only

Price Performance

Historical price comparison over 3M

ITOT Return
+8.50%
SPY Return
+8.52%
Winner
SPY
+0.02%
Max Drawdown
ITOT: -5.4%
SPY: -5.1%
ITOT Volatility (annualized)11.87%
SPY Volatility (annualized)11.46%

๐Ÿ“ˆ Comparison

Metric
ITOT
SPY
1 Year Return
+25.8%
+26.5%โœ“
3 Year Return
+9.8%
+10.2%
5 Year Return
+15.2%
+15.8%โœ“
Volatility
18.80%
18.20%โœ“
Expense Ratio
0.03%โœ“
0.09%
โš ๏ธ Past performance does not guarantee future results. Data may be delayed.

โš ๏ธRisk Metrics

Metric
ITOT
SPY
Volatility
18.80%
18.20%โœ“
Sharpe Ratio
0.78
0.82
Sortino Ratio
1.05
1.15โœ“
Max Drawdown
-34.20%
-33.90%โœ“
Beta
1.01
1.00

Interpretation:

  • ๐Ÿ“Š Lower volatility = smoother ride
  • โšก Higher Sharpe/Sortino = better risk-adjusted returns
  • โš ๏ธ Smaller max drawdown = less worst-case pain
  • ๐Ÿ“ˆ Beta > 1 = more volatile than S&P 500

โš”๏ธ Comparison

8 - 1

๐Ÿ† ITOT wins this comparison

Key Factors

๐Ÿ’ฐ Expense Ratio
ITOT:0.03%โœ“
vs
SPY:0.09%โœ“
๐ŸŽฏ Number of Holdings
ITOT:3,500 holdingsโœ“
vs
SPY:503 holdingsโœ“
๐Ÿ“ˆ 5-Year Return
ITOT:+15.2%
vs
SPY:+15.8%
โ–ถAdditional Metrics (5)
โš–๏ธ Concentration Risk
ITOT: 35.2% in top 10
SPY: 39.1% in top 10
๐Ÿ“Š Assets Under Management
ITOT: $55B โœ“
SPY: $450B โœ“
โšก Sharpe Ratio
ITOT: 0.78
SPY: 0.82
๐Ÿ“‰ Volatility
ITOT: 18.8%
SPY: 18.2%
๐Ÿ” Uniqueness vs SPY
ITOT: 12.8% uniqueโœ“
SPY: -0.0% unique

Bottom line: ITOT wins with better expense ratio and number of holdings. Consider ITOT for your portfolio, but SPY is still a solid choice if you prefer its specific advantages.

Detailed Overlap Analysis

445 shared holdings representing 87.2% portfolio overlap

Top Shared Holdings

#StockITOT WeightSPY WeightOverlap
1
NVDA
NVDA
7.33%7.73%7.33%
2
AAPL
AAPL
6.04%6.82%6.04%
3
MSFT
MSFT
5.68%6.11%5.68%
4
AMZN
AMZN
3.64%3.81%3.64%
5
GOOGL
GOOGL
2.55%3.08%2.55%
6
AVGO
AVGO
2.54%2.79%2.54%
7
META
META
2.07%2.45%2.07%
8
GOOG
GOOG
2.05%2.47%2.05%
9
TSLA
TSLA
1.89%2.30%1.89%
10
BRK-B
BRK-B
1.38%1.55%1.38%

Overlap by Sector

Technology
23 stocks ยท 32.97% overlap
Other
330 stocks ยท 22.48% overlap
Consumer Discretionary
9 stocks ยท 7.18% overlap
Financials
16 stocks ยท 6.21% overlap
Healthcare
18 stocks ยท 5.74% overlap

Showing top 5 sectors by overlap contribution

445
Shared Stocks
87.2%
Total Overlap
5
Sectors Represented

Top Holdings Only in ITOT

Unique to ITOT

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
VZVZ0.25%
SNOWSNOW0.14%
MRVLMRVL0.12%
NETNET0.11%
VRTVRT0.11%

Top Holdings Only in SPY

Unique to SPY

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
ICEICE0.16%
HWMHWM0.14%
BRBR0.10%
ATOATO0.10%
AZOAZO0.10%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = ฮฃ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

๐Ÿ“Š This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

Compare More ETFs