VTI vs XLV Overlap

Comparing Vanguard Total Stock Market ETF and Health Care Select Sector SPDR Fund

Holdings Overlap
0.00%
Very Low Overlap
Shared Holdings
0 of 10
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

VTI
XLV
0.0%
VTI Only
Overlap
XLV Only

Price Performance

Historical price comparison over 3M

VTI Return
+8.62%
XLV Return
+14.93%
Winner
XLV
+6.31%
Max Drawdown
VTI: -5.3%
XLV: -5.6%
VTI Volatility (annualized)11.82%
XLV Volatility (annualized)13.94%

📈 Comparison

Metric
VTI
XLV
1 Year Return
+25.8%
+12.5%
3 Year Return
+9.8%
+6.8%
5 Year Return
+15.2%
+11.2%
Volatility
19.10%
15.80%
Expense Ratio
0.03%
0.10%
⚠️ Past performance does not guarantee future results. Data may be delayed.

⚠️Risk Metrics

Metric
VTI
XLV
Volatility
19.10%
15.80%
Sharpe Ratio
0.75
0.68
Sortino Ratio
1.08
0.95
Max Drawdown
-34.50%
-25.20%
Beta
1.02
0.72

Interpretation:

  • 📊 Lower volatility = smoother ride
  • ⚡ Higher Sharpe/Sortino = better risk-adjusted returns
  • ⚠️ Smaller max drawdown = less worst-case pain
  • 📈 Beta > 1 = more volatile than S&P 500

⚔️ Comparison

13 - 5

🏆 VTI wins this comparison

Key Factors

💰 Expense Ratio
VTI:0.03%
vs
XLV:0.10%
🎯 Number of Holdings
VTI:3,658 holdings
vs
XLV:64 holdings
📈 5-Year Return
VTI:+15.2%
vs
XLV:+11.2%
Additional Metrics (5)
⚖️ Concentration Risk
VTI: 27.8% in top 10
XLV: 57.5% in top 10
📊 Assets Under Management
VTI: $320B ✓
XLV: $35B
Sharpe Ratio
VTI: 0.75
XLV: 0.68
📉 Volatility
VTI: 19.1%
XLV: 15.8%
🔍 Uniqueness vs SPY
VTI: 63.6% unique
XLV: 90.5% unique

Bottom line: VTI wins with better expense ratio and number of holdings and 5-year return. Consider VTI for your portfolio, but XLV is still a solid choice if you prefer its specific advantages.

Detailed Overlap Analysis

0 shared holdings representing 0.0% portfolio overlap

Top Shared Holdings

#StockVTI WeightXLV WeightOverlap
0
Shared Stocks
0.0%
Total Overlap
0
Sectors Represented

Top Holdings Only in VTI

Unique to VTI

Scroll horizontally to see all data
SymbolNameWeight
AAPLApple Inc5.80%
MSFTMicrosoft Corp5.45%
NVDANVIDIA Corp4.25%
AMZNAmazon.com Inc3.00%
METAMeta Platforms Inc2.02%

Top Holdings Only in XLV

Unique to XLV

Scroll horizontally to see all data
SymbolNameWeight
LLYLLY14.33%
JNJJNJ8.84%
ABBVABBV7.23%
UNHUNH5.38%
MRKMRK4.44%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = Σ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

📊 This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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