VTI vs DIA Overlap Analysis

Comparing Vanguard Total Stock Market ETF and SPDR Dow Jones Industrial Average ETF

Holdings Overlap
10.52%
Very Low Overlap
Shared Holdings
1 of 10
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

VTI
DIA
10.5%
VTI Only
Overlap
DIA Only

⚔️Head-to-Head Comparison

8 - 2

🏆 VTI wins this comparison

Key Factors

💰 Expense Ratio
VTI:0.03%
vs
DIA:0.16%
🎯 Number of Holdings
VTI:3,658 holdings
vs
DIA:30 holdings
📈 5-Year Return
VTI:+15.2%
vs
DIA:+13.2%
Additional Metrics (5)
⚖️ Concentration Risk
VTI: 0.3% in top 10
DIA: 0.7% in top 10
📊 Assets Under Management
VTI: $320B ✓
DIA: $35B
Sharpe Ratio
VTI: 0.75
DIA: 0.71
📉 Volatility
VTI: 19.1%
DIA: 17.5%
🔍 Uniqueness vs SPY
VTI: 63.4% unique
DIA: 89.5% unique

Bottom line: VTI wins with better expense ratio and number of holdings. Consider VTI for your portfolio, but DIA is still a solid choice if you prefer its specific advantages.

Shared Holdings (1 of 10 analyzed)

VTI & DIA Intersection

SymbolNameVTIDIAMin
MSFTMicrosoft Corp0.05%0.07%0.05%

Min Weight: The minimum weight between the two ETFs for each shared holding. This represents the true overlap contribution.

Data sourced from official fund providers. Showing top holdings for educational analysis.

Top Holdings Only in VTI

Unique to VTI

SymbolNameWeight
AAPLApple Inc0.06%
NVDANVIDIA Corp0.04%
AMZNAmazon.com Inc0.03%
METAMeta Platforms Inc0.02%
GOOGLAlphabet Inc Class A0.02%

Top Holdings Only in DIA

Unique to DIA

SymbolNameWeight
UNHUnitedHealth Group0.10%
GSGoldman Sachs0.08%
HDHome Depot0.07%
CATCaterpillar Inc0.06%
AMGNAmgen Inc0.06%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = Σ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

📊 This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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