SCHV vs XLF: Complete Comparison
Schwab U.S. Large-Cap Value ETF vs Financial Select Sector SPDR Fund โ overlap, correlation, performance & risk analysis
Visual Overlap
Price Performance
Historical price comparison over 3M
๐Performance Comparison
โ ๏ธRisk Metrics
Interpretation:
- ๐ Lower volatility = smoother ride
- โก Higher Sharpe/Sortino = better risk-adjusted returns
- โ ๏ธ Smaller max drawdown = less worst-case pain
- ๐ Beta > 1 = more volatile than S&P 500
โ๏ธHead-to-Head Comparison
๐ SCHV wins this comparison
Key Factors
โถAdditional Metrics (5)
Bottom line: SCHV wins with better expense ratio and number of holdings. Consider SCHV for your portfolio, but XLF is still a solid choice if you prefer its specific advantages.
Detailed Overlap Analysis
54 shared holdings representing 21.8% portfolio overlap
Top Shared Holdings
| # | Stock | SCHV Weight | XLF Weight | Overlap |
|---|---|---|---|---|
| 1 | BRK-B BRK-B | 3.31% | 11.80% | 3.31% |
| 2 | JPM JPM | 3.04% | 10.82% | 3.04% |
| 3 | BAC BAC | 1.34% | 4.78% | 1.34% |
| 4 | WFC WFC | 1.05% | 3.73% | 1.05% |
| 5 | GS GS | 0.98% | 3.47% | 0.98% |
| 6 | CME CME | 0.36% | 1.27% | 0.36% |
| 7 | ICE ICE | 0.33% | 1.18% | 0.33% |
| 8 | MMC MMC | 0.33% | 1.17% | 0.33% |
| 9 | BK BK | 0.30% | 1.07% | 0.30% |
| 10 | USB USB | 0.29% | 1.05% | 0.29% |
Overlap by Sector
Showing top 5 sectors by overlap contribution
Top Holdings Only in SCHV
Unique to SCHV
| Symbol | Name | Weight |
|---|---|---|
| WMT | WMT | 1.86% |
| XOM | XOM | 1.85% |
| JNJ | JNJ | 1.77% |
| ABBV | ABBV | 1.45% |
| ORCL | ORCL | 1.35% |
Top Holdings Only in XLF
Unique to XLF
| Symbol | Name | Weight |
|---|---|---|
| V | V | 7.26% |
| MA | MA | 5.81% |
| MS | MS | 2.84% |
| C | C | 2.64% |
| AXP | AXP | 2.59% |
Price Correlation
How We Calculate Overlap
We use the minimum weight method with normalization to calculate portfolio overlap:
Overlap = ฮฃ min(weightA, weightB) for each shared holdingNormalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).
Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.
๐ This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.
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