SCHV vs DIA: Complete Comparison

Schwab U.S. Large-Cap Value ETF vs SPDR Dow Jones Industrial Average ETF โ€” overlap, correlation, performance & risk analysis

Holdings Overlap
4.28%
Very Low Overlap
Shared Holdings
3 of 10
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

SCHV
DIA
4.3%
SCHV Only
Overlap
DIA Only

Price Performance

Historical price comparison over 3M

SCHV Return
+6.58%
DIA Return
+9.12%
Winner
DIA
+2.53%
Max Drawdown
SCHV: -3.9%
DIA: -5.1%
SCHV Volatility (annualized)9.76%
DIA Volatility (annualized)10.72%

๐Ÿ“ˆ Comparison

Metric
SCHV
DIA
1 Year Return
+19.8%
+22.8%โœ“
3 Year Return
+7.5%
+8.5%โœ“
5 Year Return
+12.2%
+13.2%โœ“
Volatility
17.50%
17.50%
Expense Ratio
0.04%โœ“
0.16%
โš ๏ธ Past performance does not guarantee future results. Data may be delayed.

โš ๏ธRisk Metrics

Metric
SCHV
DIA
Volatility
17.50%
17.50%
Sharpe Ratio
0.65
0.71โœ“
Sortino Ratio
0.88
1.02โœ“
Max Drawdown
-35.80%โœ“
-36.80%
Beta
0.88
0.92

Interpretation:

  • ๐Ÿ“Š Lower volatility = smoother ride
  • โšก Higher Sharpe/Sortino = better risk-adjusted returns
  • โš ๏ธ Smaller max drawdown = less worst-case pain
  • ๐Ÿ“ˆ Beta > 1 = more volatile than S&P 500

โš”๏ธ Comparison

8 - 5

๐Ÿ† SCHV wins this comparison

Key Factors

๐Ÿ’ฐ Expense Ratio
SCHV:0.04%โœ“
vs
DIA:0.16%โœ“
๐ŸŽฏ Number of Holdings
SCHV:550 holdingsโœ“
vs
DIA:30 holdingsโœ“
๐Ÿ“ˆ 5-Year Return
SCHV:+12.2%
vs
DIA:+13.2%
โ–ถAdditional Metrics (5)
โš–๏ธ Concentration Risk
SCHV: 18.4% in top 10โœ“
DIA: 65.1% in top 10
๐Ÿ“Š Assets Under Management
SCHV: $15B
DIA: $35Bโœ“
โšก Sharpe Ratio
SCHV: 0.65
DIA: 0.71
๐Ÿ“‰ Volatility
SCHV: 17.5%
DIA: 17.5%
๐Ÿ” Uniqueness vs SPY
SCHV: 68.1% unique
DIA: 89.5% uniqueโœ“

Bottom line: SCHV wins with better expense ratio and number of holdings. Consider SCHV for your portfolio, but DIA is still a solid choice if you prefer its specific advantages.

Detailed Overlap Analysis

3 shared holdings representing 4.3% portfolio overlap

Top Shared Holdings

#StockSCHV WeightDIA WeightOverlap
1
HD
HD
1.26%6.65%1.26%
2
CAT
CAT
1.02%6.25%1.02%
3
GS
GS
0.98%8.25%0.98%

Overlap by Sector

Consumer Discretionary
1 stocks ยท 1.26% overlap
Industrials
1 stocks ยท 1.02% overlap
Financials
1 stocks ยท 0.98% overlap

Showing top 5 sectors by overlap contribution

3
Shared Stocks
4.3%
Total Overlap
3
Sectors Represented

Top Holdings Only in SCHV

Unique to SCHV

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
BRK-BBRK-B3.31%
JPMJPM3.04%
WMTWMT1.86%
XOMXOM1.85%
JNJJNJ1.77%

Top Holdings Only in DIA

Unique to DIA

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
UNHUnitedHealth Group9.85%
MSFTMicrosoft Corp6.85%
AMGNAmgen Inc5.85%
VVisa Inc5.65%
CRMSalesforce Inc5.45%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = ฮฃ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

๐Ÿ“Š This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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