EFA vs XLF Overlap Analysis

Comparing iShares MSCI EAFE ETF and Financial Select Sector SPDR Fund

Holdings Overlap
0.00%
Very Low Overlap
Shared Holdings
0 of 10
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

EFA
XLF
0.0%
EFA Only
Overlap
XLF Only

⚔️Head-to-Head Comparison

7 - 8

🏆 XLF wins this comparison

Key Factors

💰 Expense Ratio
EFA:0.32%
vs
XLF:0.10%
🎯 Number of Holdings
EFA:827 holdings
vs
XLF:68 holdings
📈 5-Year Return
EFA:+8.5%
vs
XLF:+14.8%
Additional Metrics (5)
⚖️ Concentration Risk
EFA: 0.2% in top 10
XLF: 0.6% in top 10
📊 Assets Under Management
EFA: $75B ✓
XLF: $40B
Sharpe Ratio
EFA: 0.38
XLF: 0.65
📉 Volatility
EFA: 19.5%
XLF: 21.5%
🔍 Uniqueness vs SPY
EFA: 100.0% unique
XLF: 94.4% unique

Bottom line: XLF wins with better expense ratio and 5-year return. Consider XLF for your portfolio, but EFA is still a solid choice if you prefer its specific advantages.

Shared Holdings (0 of 10 analyzed)

EFA & XLF Intersection

SymbolNameEFAXLFMin

Min Weight: The minimum weight between the two ETFs for each shared holding. This represents the true overlap contribution.

Data sourced from official fund providers. Showing top holdings for educational analysis.

Top Holdings Only in EFA

Unique to EFA

SymbolNameWeight
NESNNestle SA0.02%
ASMLASML Holding NV0.02%
NVONovo Nordisk A/S0.02%
TMToyota Motor Corp0.02%
SAPSAP SE0.02%

Top Holdings Only in XLF

Unique to XLF

SymbolNameWeight
BRK.BBerkshire Hathaway Inc Class B0.13%
JPMJPMorgan Chase & Co0.11%
VVisa Inc0.08%
MAMastercard Inc0.07%
BACBank of America0.06%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = Σ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

📊 This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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