XLP vs SPY: Complete Comparison

Consumer Staples Select Sector SPDR Fund vs SPDR S&P 500 ETF Trust โ€” overlap, correlation, performance & risk analysis

Holdings Overlap
4.75%
Very Low Overlap
Shared Holdings
34 of 36
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

XLP
SPY
4.7%
XLP Only
Overlap
SPY Only

Price Performance

Historical price comparison over 3M

XLP Return
-4.18%
SPY Return
+8.52%
Winner
SPY
+12.71%
Max Drawdown
XLP: -8.5%
SPY: -5.1%
XLP Volatility (annualized)11.24%
SPY Volatility (annualized)11.46%

๐Ÿ“ˆ Comparison

Metric
XLP
SPY
1 Year Return
+14.5%
+26.5%โœ“
3 Year Return
+6.2%
+10.2%โœ“
5 Year Return
+10.5%
+15.8%โœ“
Volatility
14.20%โœ“
18.20%
Expense Ratio
0.10%
0.09%
โš ๏ธ Past performance does not guarantee future results. Data may be delayed.

โš ๏ธRisk Metrics

Metric
XLP
SPY
Volatility
14.20%โœ“
18.20%
Sharpe Ratio
0.68
0.82โœ“
Sortino Ratio
0.92
1.15โœ“
Max Drawdown
-22.50%โœ“
-33.90%
Beta
0.55
1.00

Interpretation:

  • ๐Ÿ“Š Lower volatility = smoother ride
  • โšก Higher Sharpe/Sortino = better risk-adjusted returns
  • โš ๏ธ Smaller max drawdown = less worst-case pain
  • ๐Ÿ“ˆ Beta > 1 = more volatile than S&P 500

โš”๏ธ Comparison

4 - 14

๐Ÿ† SPY wins this comparison

Key Factors

๐Ÿ’ฐ Expense Ratio
XLP:0.10%โœ“
vs
SPY:0.09%โœ“
๐ŸŽฏ Number of Holdings
XLP:38 holdingsโœ“
vs
SPY:503 holdingsโœ“
๐Ÿ“ˆ 5-Year Return
XLP:+10.5%โœ“
vs
SPY:+15.8%โœ“
โ–ถAdditional Metrics (5)
โš–๏ธ Concentration Risk
XLP: 61.1% in top 10
SPY: 39.1% in top 10โœ“
๐Ÿ“Š Assets Under Management
XLP: $18B
SPY: $450B โœ“โœ“
โšก Sharpe Ratio
XLP: 0.68
SPY: 0.82
๐Ÿ“‰ Volatility
XLP: 14.2%โœ“
SPY: 18.2%
๐Ÿ” Uniqueness vs SPY
XLP: 95.3% uniqueโœ“
SPY: -0.0% unique

Bottom line: SPY wins with better expense ratio and number of holdings and 5-year return. Consider SPY for your portfolio, but XLP is still a solid choice if you prefer its specific advantages.

Detailed Overlap Analysis

34 shared holdings representing 4.7% portfolio overlap

Top Shared Holdings

#StockXLP WeightSPY WeightOverlap
1
WMT
WMT
11.87%0.83%0.83%
2
COST
COST
9.26%0.65%0.65%
3
PG
PG
7.69%0.57%0.57%
4
KO
KO
6.38%0.46%0.46%
5
PM
PM
5.50%0.43%0.43%
6
PEP
PEP
4.65%0.33%0.33%
7
MO
MO
4.02%0.17%0.17%
8
MDLZ
MDLZ
3.98%0.12%0.12%
9
CL
CL
4.18%0.11%0.11%
10
ADM
ADM
1.87%0.10%0.10%

Overlap by Sector

Consumer Staples
8 stocks ยท 3.55% overlap
Other
25 stocks ยท 1.12% overlap
Consumer Discretionary
1 stocks ยท 0.07% overlap

Showing top 5 sectors by overlap contribution

34
Shared Stocks
4.7%
Total Overlap
3
Sectors Represented

Top Holdings Only in XLP

Unique to XLP

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
STZSTZ1.37%
CHDCHD1.35%

Top Holdings Only in SPY

Unique to SPY

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
NVDANVDA7.73%
AAPLAAPL6.82%
MSFTMSFT6.11%
AMZNAMZN3.81%
GOOGLGOOGL3.08%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = ฮฃ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

๐Ÿ“Š This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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