SCHB vs SPY Overlap

Comparing Schwab U.S. Broad Market ETF and SPDR S&P 500 ETF Trust

Holdings Overlap
83.73%
Very High Overlap
Shared Holdings
420 of 477
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

SCHB
SPY
83.7%
SCHB Only
Overlap
SPY Only

Price Performance

Historical price comparison over 3M

SCHB Return
+8.40%
SPY Return
+8.52%
Winner
SPY
+0.12%
Max Drawdown
SCHB: -5.3%
SPY: -5.1%
SCHB Volatility (annualized)11.83%
SPY Volatility (annualized)11.46%

๐Ÿ“ˆ Comparison

Metric
SCHB
SPY
1 Year Return
+25.8%
+26.5%โœ“
3 Year Return
+9.8%
+10.2%
5 Year Return
+15.2%
+15.8%โœ“
Volatility
18.80%
18.20%โœ“
Expense Ratio
0.03%โœ“
0.09%
โš ๏ธ Past performance does not guarantee future results. Data may be delayed.

โš ๏ธRisk Metrics

Metric
SCHB
SPY
Volatility
18.80%
18.20%โœ“
Sharpe Ratio
0.78
0.82
Sortino Ratio
1.05
1.15โœ“
Max Drawdown
-34.20%
-33.90%โœ“
Beta
1.01
1.00

Interpretation:

  • ๐Ÿ“Š Lower volatility = smoother ride
  • โšก Higher Sharpe/Sortino = better risk-adjusted returns
  • โš ๏ธ Smaller max drawdown = less worst-case pain
  • ๐Ÿ“ˆ Beta > 1 = more volatile than S&P 500

โš”๏ธ Comparison

10 - 3

๐Ÿ† SCHB wins this comparison

Key Factors

๐Ÿ’ฐ Expense Ratio
SCHB:0.03%โœ“
vs
SPY:0.09%โœ“
๐ŸŽฏ Number of Holdings
SCHB:2,500 holdingsโœ“
vs
SPY:503 holdingsโœ“
๐Ÿ“ˆ 5-Year Return
SCHB:+15.2%
vs
SPY:+15.8%
โ–ถAdditional Metrics (5)
โš–๏ธ Concentration Risk
SCHB: 33.2% in top 10โœ“
SPY: 39.1% in top 10
๐Ÿ“Š Assets Under Management
SCHB: $28B
SPY: $450B โœ“โœ“
โšก Sharpe Ratio
SCHB: 0.78
SPY: 0.82
๐Ÿ“‰ Volatility
SCHB: 18.8%
SPY: 18.2%
๐Ÿ” Uniqueness vs SPY
SCHB: 16.3% uniqueโœ“
SPY: -0.0% unique

Bottom line: SCHB wins with better expense ratio and number of holdings. Consider SCHB for your portfolio, but SPY is still a solid choice if you prefer its specific advantages.

Detailed Overlap Analysis

420 shared holdings representing 83.7% portfolio overlap

Top Shared Holdings

#StockSCHB WeightSPY WeightOverlap
1
NVDA
NVDA
7.17%7.73%7.17%
2
MSFT
MSFT
6.47%6.11%6.11%
3
AAPL
AAPL
5.00%6.82%5.00%
4
AMZN
AMZN
3.33%3.81%3.33%
5
META
META
2.73%2.45%2.45%
6
AVGO
AVGO
2.27%2.79%2.27%
7
GOOGL
GOOGL
1.87%3.08%1.87%
8
GOOG
GOOG
1.51%2.47%1.51%
9
TSLA
TSLA
1.43%2.30%1.43%
10
BRK-B
BRK-B
1.40%1.55%1.40%

Overlap by Sector

Technology
23 stocks ยท 30.54% overlap
Other
307 stocks ยท 22.35% overlap
Consumer Discretionary
9 stocks ยท 6.50% overlap
Financials
14 stocks ยท 6.15% overlap
Healthcare
18 stocks ยท 5.55% overlap

Showing top 5 sectors by overlap contribution

420
Shared Stocks
83.7%
Total Overlap
5
Sectors Represented

Top Holdings Only in SCHB

Unique to SCHB

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
VZVZ0.30%
MSTRMSTR0.16%
DASHDASH0.14%
FIFI0.12%
RBLXRBLX0.12%

Top Holdings Only in SPY

Unique to SPY

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
AXPAXP0.35%
INTCINTC0.27%
BLKBLK0.26%
BRBR0.10%
ATOATO0.10%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = ฮฃ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

๐Ÿ“Š This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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