SCHB vs DIA Overlap

Comparing Schwab U.S. Broad Market ETF and SPDR Dow Jones Industrial Average ETF

Holdings Overlap
10.61%
Very Low Overlap
Shared Holdings
10 of 10
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

SCHB
DIA
10.6%
SCHB Only
Overlap
DIA Only

Price Performance

Historical price comparison over 3M

SCHB Return
+8.40%
DIA Return
+9.12%
Winner
DIA
+0.72%
Max Drawdown
SCHB: -5.3%
DIA: -5.1%
SCHB Volatility (annualized)11.83%
DIA Volatility (annualized)10.72%

๐Ÿ“ˆ Comparison

Metric
SCHB
DIA
1 Year Return
+25.8%โœ“
+22.8%
3 Year Return
+9.8%โœ“
+8.5%
5 Year Return
+15.2%โœ“
+13.2%
Volatility
18.80%
17.50%โœ“
Expense Ratio
0.03%โœ“
0.16%
โš ๏ธ Past performance does not guarantee future results. Data may be delayed.

โš ๏ธRisk Metrics

Metric
SCHB
DIA
Volatility
18.80%
17.50%โœ“
Sharpe Ratio
0.78โœ“
0.71
Sortino Ratio
1.05
1.02
Max Drawdown
-34.20%โœ“
-36.80%
Beta
1.01
0.92

Interpretation:

  • ๐Ÿ“Š Lower volatility = smoother ride
  • โšก Higher Sharpe/Sortino = better risk-adjusted returns
  • โš ๏ธ Smaller max drawdown = less worst-case pain
  • ๐Ÿ“ˆ Beta > 1 = more volatile than S&P 500

โš”๏ธ Comparison

8 - 5

๐Ÿ† SCHB wins this comparison

Key Factors

๐Ÿ’ฐ Expense Ratio
SCHB:0.03%โœ“
vs
DIA:0.16%โœ“
๐ŸŽฏ Number of Holdings
SCHB:2,500 holdingsโœ“
vs
DIA:30 holdingsโœ“
๐Ÿ“ˆ 5-Year Return
SCHB:+15.2%
vs
DIA:+13.2%
โ–ถAdditional Metrics (5)
โš–๏ธ Concentration Risk
SCHB: 33.2% in top 10โœ“
DIA: 65.1% in top 10
๐Ÿ“Š Assets Under Management
SCHB: $28B
DIA: $35Bโœ“
โšก Sharpe Ratio
SCHB: 0.78
DIA: 0.71
๐Ÿ“‰ Volatility
SCHB: 18.8%
DIA: 17.5%
๐Ÿ” Uniqueness vs SPY
SCHB: 16.3% unique
DIA: 89.5% uniqueโœ“

Bottom line: SCHB wins with better expense ratio and number of holdings. Consider SCHB for your portfolio, but DIA is still a solid choice if you prefer its specific advantages.

Detailed Overlap Analysis

10 shared holdings representing 10.6% portfolio overlap

Top Shared Holdings

#StockSCHB WeightDIA WeightOverlap
1
MSFT
MSFT
6.47%6.85%6.47%
2
V
V
0.95%5.65%0.95%
3
HD
HD
0.63%6.65%0.63%
4
CRM
CRM
0.39%5.45%0.39%
5
UNH
UNH
0.38%9.85%0.38%
6
GS
GS
0.37%8.25%0.37%
7
MCD
MCD
0.35%5.25%0.35%
8
CAT
CAT
0.34%6.25%0.34%
9
BA
BA
0.28%5.05%0.28%
10
AMGN
AMGN
0.27%5.85%0.27%

Overlap by Sector

Technology
2 stocks ยท 6.86% overlap
Financials
2 stocks ยท 1.32% overlap
Consumer Discretionary
2 stocks ยท 0.98% overlap
Healthcare
2 stocks ยท 0.65% overlap
Industrials
2 stocks ยท 0.62% overlap

Showing top 5 sectors by overlap contribution

10
Shared Stocks
10.6%
Total Overlap
5
Sectors Represented

Top Holdings Only in SCHB

Unique to SCHB

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
NVDANVDA7.17%
AAPLAAPL5.00%
AMZNAMZN3.33%
METAMETA2.73%
AVGOAVGO2.27%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = ฮฃ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

๐Ÿ“Š This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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