JEPI vs XLF: Complete Comparison

JPMorgan Equity Premium Income ETF vs Financial Select Sector SPDR Fund โ€” overlap, correlation, performance & risk analysis

Holdings Overlap
12.43%
Very Low Overlap
Shared Holdings
17 of 75
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

JEPI
XLF
12.4%
JEPI Only
Overlap
XLF Only

Price Performance

Historical price comparison over 3M

JEPI Return
+4.43%
XLF Return
+6.68%
Winner
XLF
+2.25%
Max Drawdown
JEPI: -2.5%
XLF: -5.6%
JEPI Volatility (annualized)7.02%
XLF Volatility (annualized)13.17%

๐Ÿ“ˆ Comparison

Metric
JEPI
XLF
1 Year Return
+15.2%
+28.5%โœ“
3 Year Return
+8.5%
+10.5%โœ“
5 Year Return
N/A
+14.8%
Volatility
12.50%โœ“
21.50%
Expense Ratio
0.35%
0.10%โœ“
โš ๏ธ Past performance does not guarantee future results. Data may be delayed.

โš ๏ธRisk Metrics

Metric
JEPI
XLF
Volatility
12.50%โœ“
21.50%
Sharpe Ratio
0.95โœ“
0.65
Sortino Ratio
1.25โœ“
0.88
Max Drawdown
-18.50%โœ“
-55.20%
Beta
0.65
1.12

Interpretation:

  • ๐Ÿ“Š Lower volatility = smoother ride
  • โšก Higher Sharpe/Sortino = better risk-adjusted returns
  • โš ๏ธ Smaller max drawdown = less worst-case pain
  • ๐Ÿ“ˆ Beta > 1 = more volatile than S&P 500

โš”๏ธ Comparison

9 - 9

Key Factors

๐Ÿ’ฐ Expense Ratio
JEPI:0.35%โœ“
vs
XLF:0.10%โœ“
๐ŸŽฏ Number of Holdings
JEPI:120 holdingsโœ“
vs
XLF:68 holdingsโœ“
โ–ถAdditional Metrics (5)
โš–๏ธ Concentration Risk
JEPI: 15.7% in top 10โœ“
XLF: 55.7% in top 10
๐Ÿ“Š Assets Under Management
JEPI: $30B
XLF: $40Bโœ“
โšก Sharpe Ratio
JEPI: 0.95โœ“
XLF: 0.65
๐Ÿ“‰ Volatility
JEPI: 12.5%โœ“
XLF: 21.5%
๐Ÿ” Uniqueness vs SPY
JEPI: 64.8% unique
XLF: 86.3% uniqueโœ“

Bottom line: JEPI and XLF are very similar. Choose based on your broker's commission structure or personal preference.

Detailed Overlap Analysis

17 shared holdings representing 12.4% portfolio overlap

Top Shared Holdings

#StockJEPI WeightXLF WeightOverlap
1
MA
MA
1.55%5.81%1.55%
2
V
V
1.50%7.26%1.50%
3
AXP
AXP
1.10%2.59%1.10%
4
PGR
PGR
0.89%1.74%0.89%
5
TRV
TRV
0.92%0.82%0.82%
6
AJG
AJG
0.94%0.81%0.81%
7
CB
CB
0.72%1.46%0.72%
8
BRK-B
BRK-B
0.67%11.80%0.67%
9
CME
CME
0.62%1.27%0.62%
10
AMP
AMP
0.71%0.59%0.59%

Overlap by Sector

Other
11 stocks ยท 6.04% overlap
Financials
6 stocks ยท 5.05% overlap

Showing top 5 sectors by overlap contribution

17
Shared Stocks
12.4%
Total Overlap
2
Sectors Represented

Top Holdings Only in JEPI

Unique to JEPI

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
GOOGLGOOGL1.67%
JNJJNJ1.63%
ABBVABBV1.62%
MGMXXMGMXX1.62%
ADIADI1.56%

Top Holdings Only in XLF

Unique to XLF

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
JPMJPM10.82%
WFCWFC3.73%
GSGS3.47%
MSMS2.84%
CC2.64%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = ฮฃ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

๐Ÿ“Š This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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