DVY vs XLF: Complete Comparison

iShares Select Dividend ETF vs Financial Select Sector SPDR Fund โ€” overlap, correlation, performance & risk analysis

Holdings Overlap
5.67%
Very Low Overlap
Shared Holdings
14 of 75
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

DVY
XLF
5.7%
DVY Only
Overlap
XLF Only

Price Performance

Historical price comparison over 3M

DVY Return
+4.60%
XLF Return
+6.68%
Winner
XLF
+2.08%
Max Drawdown
DVY: -4.0%
XLF: -5.6%
DVY Volatility (annualized)10.91%
XLF Volatility (annualized)13.17%

๐Ÿ“ˆ Comparison

Metric
DVY
XLF
1 Year Return
+16.5%
+28.5%โœ“
3 Year Return
+7.5%
+10.5%โœ“
5 Year Return
+10.8%
+14.8%โœ“
Volatility
18.20%โœ“
21.50%
Expense Ratio
0.38%
0.10%โœ“
โš ๏ธ Past performance does not guarantee future results. Data may be delayed.

โš ๏ธRisk Metrics

Metric
DVY
XLF
Volatility
18.20%โœ“
21.50%
Sharpe Ratio
0.55
0.65โœ“
Sortino Ratio
0.75
0.88โœ“
Max Drawdown
-38.50%โœ“
-55.20%
Beta
0.88
1.12

Interpretation:

  • ๐Ÿ“Š Lower volatility = smoother ride
  • โšก Higher Sharpe/Sortino = better risk-adjusted returns
  • โš ๏ธ Smaller max drawdown = less worst-case pain
  • ๐Ÿ“ˆ Beta > 1 = more volatile than S&P 500

โš”๏ธ Comparison

9 - 9

Key Factors

๐Ÿ’ฐ Expense Ratio
DVY:0.38%โœ“
vs
XLF:0.10%โœ“
๐ŸŽฏ Number of Holdings
DVY:100 holdingsโœ“
vs
XLF:68 holdingsโœ“
๐Ÿ“ˆ 5-Year Return
DVY:+10.8%โœ“
vs
XLF:+14.8%โœ“
โ–ถAdditional Metrics (5)
โš–๏ธ Concentration Risk
DVY: 20.1% in top 10โœ“
XLF: 55.7% in top 10
๐Ÿ“Š Assets Under Management
DVY: $20B
XLF: $40Bโœ“
โšก Sharpe Ratio
DVY: 0.55
XLF: 0.65
๐Ÿ“‰ Volatility
DVY: 18.2%โœ“
XLF: 21.5%
๐Ÿ” Uniqueness vs SPY
DVY: 92.0% uniqueโœ“
XLF: 86.3% unique

Bottom line: DVY and XLF are very similar. Choose based on your broker's commission structure or personal preference.

Detailed Overlap Analysis

14 shared holdings representing 5.7% portfolio overlap

Top Shared Holdings

#StockDVY WeightXLF WeightOverlap
1
USB
USB
1.53%1.05%1.05%
2
TFC
TFC
1.53%0.81%0.81%
3
MET
MET
0.79%0.57%0.57%
4
PRU
PRU
1.51%0.51%0.51%
5
FITB
FITB
1.18%0.39%0.39%
6
HBAN
HBAN
1.29%0.35%0.35%
7
CINF
CINF
0.90%0.33%0.33%
8
CFG
CFG
1.48%0.32%0.32%
9
RF
RF
1.57%0.31%0.31%
10
TROW
TROW
1.51%0.30%0.30%

Overlap by Sector

Other
12 stocks ยท 3.79% overlap
Financials
2 stocks ยท 1.86% overlap

Showing top 5 sectors by overlap contribution

14
Shared Stocks
5.7%
Total Overlap
2
Sectors Represented

Top Holdings Only in DVY

Unique to DVY

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
FF2.68%
STXSTX2.68%
MOMO2.34%
PFEPFE1.99%
EIXEIX1.96%

Top Holdings Only in XLF

Unique to XLF

โ†Scroll horizontally to see all dataโ†’
SymbolNameWeight
BRK-BBRK-B11.80%
JPMJPM10.82%
VV7.26%
MAMA5.81%
BACBAC4.78%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = ฮฃ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

๐Ÿ“Š This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

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