VEA vs XLF Overlap

Comparing Vanguard FTSE Developed Markets ETF and Financial Select Sector SPDR Fund

Holdings Overlap
0.00%
Very Low Overlap
Shared Holdings
0 of 10
Complete portfolio analysis
Calculation Method
Min Weight
Weighted intersection

Visual Overlap

VEA
XLF
0.0%
VEA Only
Overlap
XLF Only

Price Performance

Historical price comparison over 3M

VEA Return
+9.03%
XLF Return
+6.68%
Winner
VEA
+2.35%
Max Drawdown
VEA: -5.2%
XLF: -5.6%
VEA Volatility (annualized)11.09%
XLF Volatility (annualized)13.17%

📈 Comparison

Metric
VEA
XLF
1 Year Return
+14.2%
+28.5%
3 Year Return
+5.5%
+10.5%
5 Year Return
+8.8%
+14.8%
Volatility
18.80%
21.50%
Expense Ratio
0.05%
0.10%
⚠️ Past performance does not guarantee future results. Data may be delayed.

⚠️Risk Metrics

Metric
VEA
XLF
Volatility
18.80%
21.50%
Sharpe Ratio
0.42
0.65
Sortino Ratio
0.58
0.88
Max Drawdown
-41.20%
-55.20%
Beta
0.82
1.12

Interpretation:

  • 📊 Lower volatility = smoother ride
  • ⚡ Higher Sharpe/Sortino = better risk-adjusted returns
  • ⚠️ Smaller max drawdown = less worst-case pain
  • 📈 Beta > 1 = more volatile than S&P 500

⚔️ Comparison

12 - 5

🏆 VEA wins this comparison

Key Factors

💰 Expense Ratio
VEA:0.05%
vs
XLF:0.10%
🎯 Number of Holdings
VEA:3,929 holdings
vs
XLF:68 holdings
📈 5-Year Return
VEA:+8.8%
vs
XLF:+14.8%
Additional Metrics (5)
⚖️ Concentration Risk
VEA: 15.6% in top 10
XLF: 55.7% in top 10
📊 Assets Under Management
VEA: $120B ✓
XLF: $40B
Sharpe Ratio
VEA: 0.42
XLF: 0.65
📉 Volatility
VEA: 18.8%
XLF: 21.5%
🔍 Uniqueness vs SPY
VEA: 100.0% unique
XLF: 86.3% unique

Bottom line: VEA wins with better expense ratio and number of holdings. Consider VEA for your portfolio, but XLF is still a solid choice if you prefer its specific advantages.

Detailed Overlap Analysis

0 shared holdings representing 0.0% portfolio overlap

Top Shared Holdings

#StockVEA WeightXLF WeightOverlap
0
Shared Stocks
0.0%
Total Overlap
0
Sectors Represented

Top Holdings Only in VEA

Unique to VEA

Scroll horizontally to see all data
SymbolNameWeight
NESNNestle SA2.25%
ASMLASML Holding NV2.05%
NVONovo Nordisk A/S1.85%
TMToyota Motor Corp1.65%
SAPSAP SE1.55%

Top Holdings Only in XLF

Unique to XLF

Scroll horizontally to see all data
SymbolNameWeight
BRK-BBRK-B11.80%
JPMJPM10.82%
VV7.26%
MAMA5.81%
BACBAC4.78%

Price Correlation

How We Calculate Overlap

We use the minimum weight method with normalization to calculate portfolio overlap:

Overlap = Σ min(weightA, weightB) for each shared holding

Normalization: Holdings weights are normalized to sum to 100% before comparison. This ensures accurate overlap calculations even when analyzing partial holdings data (e.g., top 50 positions).

Conservative approach: We consider only the smaller allocation for each shared position, giving you a realistic view of true portfolio overlap.

📊 This analysis is based on publicly available holdings data. For the most current and complete holdings information, please visit the official ETF provider websites.

Compare More ETFs